Plan & Pricing
Select Your Plan and Start today for a Buck!
Satisfaction Guaranteed
No Obligation – Cancel Anytime
At our company, we believe the only way to succeed in the credit repair industry is by doing things the right way—through full compliance and transparency. That’s why we strictly adhere to the Telemarketing Sales Rule (TSR), which prohibits us speaking with consumers before becoming a signed client.
To get started, simply select the credit repair plan that best fits your needs and follow the instructions provided both on-screen and in the email you receive. This ensures we can communicate with you in a compliant and professional manner from the very beginning.
Bronze
$129/mo
(+one-time payment)
$697 CREDIT CONSULTATION
This plan is best suited for consumers with minor credit issues
(i.e incorrect collections, unauthorized inquiries):
- Personalized Credit Plan
- Live Credit Consultation
- Challenges to all 3 Bureaus “TransUnion, Experian, Equifax”
- Three Monthly Credit Accounts Disputed
- 24/7 Access to Online Credit Repair Portal
- Monthly Score Tracking
- Email Support
- Satisfaction Guarantee
- Credit Monitoring Required
Silver
$159/mo
(+one-time payment)
$697 CREDIT CONSULTATION
This plan is best suited for consumers with moderate credit issues (i.e erroneous charge offs, incorrectly reported late payments):
- You get everything included with our Bronze Package PLUS+
- We will Issue Disputes For Up To Four Direct Creditors
- Six Monthly Credit Accounts Disputed
- Phone Support
Gold
$197/mo
(+one-time payment)
$697 CREDIT CONSULTATION
This plan is best suited for consumers with complicated credit issues (i.e unauthorized accounts, incorrect judgements, foreclosures, incorrectly reported bankruptcies):
- You get everything included with our Bronze & Silver Packages PLUS++
- Ten Monthly Credit Accounts Disputed
- We will file complaints (if applicable) to regulatory agencies such as CFPB & FTC
Our 4-Step Signup Process
Before We Can Speak To You, There Are a Few Things You Need To Do First.
Select a Plan
Select the plan that best fits your goals and take the first step toward improving your credit. Our dedicated team works directly with TransUnion, Experian, Equifax, creditors, and regulatory bodies to challenge any inaccurate or unverifiable items on your credit report—helping ensure your report is both accurate and current.
Activate & Login to Your Online Credit Repair Portal
After signing up, you’ll receive an email with a link to activate and access your personalized credit repair portal. From there, you can sign your agreement, securely upload documents, monitor the progress of your disputes, and track how updates to your credit report improve your credit score. Stay in control and informed at every stage.
Once In the Portal
After logging in, follow these steps:
- Subscribe and activate to the identity and credit monitoring service for just $1.
- Sign the credit repair service agreement, which can be canceled anytime.
- Enter your payment details securely
- Schedule your live credit consultation with an expert to discuss your plan.
That’s It
Now it’s time to relax and let the professionals do the heavy lifting. Our team of credit repair experts will take care of every detail—reviewing your credit report, identifying any inaccurate or unverifiable items, and handling all disputes on your behalf. While we work behind the scenes, you can sit back and watch your credit gradually improve, knowing you’re in experienced hands.
No Risk!!! – Cancel Contract any time!!!
Refer US!
Want others to have what you do?
Send us Referrals whether you’re our Client or Not!
Our friends and family referral program allows you to recommend someone to us from the your online credit repair portal and get them $50.00 discount off their credit repair consultation service and you receive $50 credit towards your credit repair service.
Family Plan!
If you signup along with your spouse or friend, both consultations services will receive a 50% discount. Don’t wait take advantage of these discounts today!
Our Simple 3-Step Credit Repair Dispute Process
Analyze and Review
We carefully review your credit monitoring report to identify any suspicious or inaccurate items that could be negatively affecting your credit profile.
Send Challenges
We submit formal disputes for any questionable or inaccurate items identified during our review of your credit report—sending them to both the creditors and the credit reporting agencies. If these parties fail to respond or cannot verify the accuracy of the information, they are required by law to correct or remove the item from your report. If applicable, we will file proper complaints to regulatory agencies such as CFPB & FTC
Update & Challenge
Every 30 to 45 days, we log in to your credit monitoring service to review and reconcile any changes. We check for items that have been deleted, repaired, or verified, and update your progress accordingly. You can view these updates anytime through your online credit repair portal. Once that’s done, we begin the next round of analysis and disputes—continuing the cycle until your credit report is as accurate and clean as possible.
This 3 step process continues until you accomplish your goals or decide to discontinue your service. Our Satisfaction Guarantee permits you to cancel at any time no questions asked.
Satisfaction Guarrantee
Our goal is to deliver quality service exceeds your expectations and provides value. If at any time you feel we have not achieved this, you are entitled to express your dissatisfaction and receive a waiver of that month’s charges.
Satisfaction Guarantee Policy
While no credit repair company—including ours—can guarantee specific results, we are committed to delivering a high level of service and support throughout your journey. Your satisfaction is our priority, and we strive to provide a smooth, transparent experience as we help you take meaningful steps toward improving your credit.
Important Details
Our satisfaction guarantee is focused solely on the quality of service provided, not the promise of specific credit outcomes. Your satisfaction is measured based on the services outlined in your agreement. We bill only for completed services, ensuring compliance with regulations designed to protect your rights as a consumer.
Our Commitment
If you are not satisfied with the services provided during any monthly billing period, we will not charge you for that month’s services. We believe in delivering value and transparency, so you can cancel or adjust your service plan at any time without any questions or hidden fees.
FAQ’s
(Frequently Asked Questions)
Compliance &
Legal Questions
1. What is the credit repair process, and how does it work?
Answer: The credit repair process involves analyzing your credit report for inaccurate or unverifiable information and disputing those items with the credit bureaus on your behalf. Our team sends dispute letters monthly to challenge these items and requests their removal or correction if they cannot be verified.
2. How long does it typically take to see results from credit repair?
Answer: Beware of companies or individuals that provide estimates based on time to see results. No one but the credit reporting agencies and the creditors can do this. Some issues may take longer to resolve depending on the complexity of the dispute and the response times of the credit bureaus.
3. What types of negative items can be removed from my credit report?
Answer: Negative items that are inaccurate, outdated, or unverifiable, such as incorrect late payments, collections, charge-offs, or bankruptcies, may be disputed. Accurate and verifiable information, however, cannot be removed under the law.
4. Can you guarantee that specific items will be removed from my credit report?
Answer: No, we cannot legally guarantee the removal of specific items. Credit repair companies are legally prohibited from making promises of certain results. Our service is focused on making the best efforts to dispute inaccurate information in compliance with the Credit Repair Organizations Act (CROA).
5. What steps are taken each month in the credit repair process?
Answer: Each month, we review your credit report, identify any potentially inaccurate or unverifiable items, and draft dispute letters to the credit bureaus or creditors. Update your online credit repair portal, send out new letters, and monitor the responses, updating you on the progress.
6. What kind of information do I need to provide to get started with credit repair?
- On our website fill-in a form or Select a plan
- You will receive an email to Activate and Login to your FREE Online Credit Repair Progress Portal
- In the Portal:
- You will need to Subscribe to and enter credentials for credit monitoring (Cost today $1)
- Sign the credit repair services agreement (No obligation, Cancel any time)
- Enter your credit card payment details.
- Schedule your Live Credit Consultation meeting
- Then Pay after you received the consultation
- You can cancel anytime, No strings attached before the 7th day!!! NO RISK AT ALL!!!
7. Will credit repair impact my credit score negatively in the short term?
Answer: Generally, the credit repair process itself should not negatively affect your credit score. However, any disputes or changes can temporarily impact your score depending on how credit bureaus handle the updates or the scoring model may change you from one statistical scoring model to another.
8. Do I need to communicate with the credit bureaus directly, or is everything handled by your company?
Answer: We handle communication with the credit bureaus on your behalf. However, if a credit bureau contacts you directly, it is important to share that information with us to continue your case effectively. This can be done by adding a note into you online credit repair portal.
9. What happens if a disputed item is verified as accurate by the credit bureau?
Answer: If an item is verified as accurate, we may review the dispute to see if there are additional grounds for further challenges. If no further action is possible, we will inform you of the result and focus on other aspects of your credit report.
10. How can I track the progress of my credit repair over time?
Answer: We provide monthly email progress updates and / or you can login through your online credit repair client portal to see your results. You will be able to see which items have been disputed, your score progress, and the overall progress on your case.
11. Are your credit repair services compliant with the Credit Repair Organizations Act (CROA)?
Answer: Yes, our services comply with CROA. We do not make false or misleading claims, we provide written contracts with clear disclosures, and we only bill clients after services have been rendered. Beware of companies that do.
12. Do I have to pay for the services before you perform them?
Answer: No, we comply with the CROA, which prohibits credit repair companies from requesting or receiving payment before the completion of services. You will only be billed for services after they have been provided.
13. Is your company registered and licensed to provide credit repair services?
Answer: depending on the state yes we can, but depending on the state we may be registered and licensed as required by state and federal regulations to provide credit repair services legally. When we have our consultation we will disclose if we can legally do business with you or not.
14. What consumer protection rights do I have during the credit repair process?
Answer: You have the right to receive a written contract, a clear explanation of your rights, and a three-day cancellation period to end the contract without penalty. These rights are protected under CROA. We have extended these protection to 7 days for our clients.
15. Can I cancel the service at any time, and are there any penalties for doing so?
Answer: Yes, our Satisfaction Guarantee lets you can cancel the service at any time. There are no penalties for cancellation, and any fees for services already provided during the current cancellation month will not be due. Remember you if we send letters this month you are not invoiced and payment is not taken until 30 days later. Therefore you are always being charged in arrears.
16. How do you ensure my personal information and data remain secure?
Answer: We use industry-standard security measures, including SSL encryption and PCI/DSS compliance, to protect your data and maintain the confidentiality of your personal information.
17. Is there a written contract that outlines the services provided and my rights as a consumer?
Answer: Yes, we provide a detailed written contract that outlines the services we provide, the cost, and your rights as a consumer. This contract complies with CROA requirements.
18. What should I do if I have questions or concerns about the legality of the credit repair process?
Answer: If you have any concerns about the process, we encourage you to reach out to us for clarification via chat or from your online client portal. Additionally, you have the right to seek independent legal advice to ensure your rights are protected
19. What disclosures are provided to ensure I understand my rights before starting the service?
Answer: We provide all necessary disclosures as required by CROA, including a statement of your rights, the total cost of services, a detailed description of what will be done, and the time frame for expected results.
20. How do you comply with laws prohibiting advance payment for credit repair services?
Answer: We strictly avoid being subject to the TSR (Telemarketing Sales Rule) by not speaking via phone or via video chat with any of our potential clients until they have selected a plan, signed an agreement, and provided us with their credit monitoring credentials first. After the client does this we can freely speak to you about your credit repair process. Beware of any company that speaks to you first via phone or video chat, if they do they cannot charge you for 6 months at all!!!. This ensures compliance with CROA and TSR which protects our clients.