Credit Score Benefits

Credit Score Benefits

Spotting Errors in Your Credit Report: Why It Matters for Lower Interest RatesUnderstanding the benefits of a good credit score is like having a secret weapon in your financial toolbox. It opens the door to lower interest rates on loans and makes big purchases like...
What is the Fair Credit Reporting Act?

What is the Fair Credit Reporting Act?

The Fair Credit Reporting Act (FCRA) is a federal law that regulates the credit reporting industry and provides guidelines for consumers to dispute errors on their credit reports. The law was passed in 1970 and has since been amended several times, most recently in...