Who is Legacy Credit Solutions?

Legacy Credit Solutions is a national credit restoration company that works with clients and creditors to help improve credit reports by challenging questionable, inaccurate, outdated, misleading, and or unverifiable data.

At Legacy Credit Solutions, we believe everyone deserves a second chance—and a clear path to financial freedom. Life doesn’t always go as planned, and sometimes credit challenges arise from circumstances beyond your control. That’s why we’re here: to empower you with the tools, knowledge, and expert support needed to take back control of your financial story.

💼 Who We Are

We are a team of experienced credit professionals who are passionate about helping people just like you. Over the years, we’ve helped individuals and families across the country rebuild their credit profiles and regain confidence in their financial future.

We don’t just dispute items—we go deeper. Our team works directly with you, the major credit bureaus (TransUnion, Experian, Equifax), and your creditors to challenge inaccurate, outdated, or unverifiable information on your credit report. And we do it the right way—fully compliant with the Credit Repair Organizations Act (CROA) and the Telemarketing Sales Rule (TSR) to ensure legal, transparent, and effective service.

🔎 What Makes Us Different

Many credit repair companies rely on generic dispute claims like “this account is not mine” or “this has been paid in full.” While legal, these approaches often result in temporary or limited outcomes.

At Legacy Credit Solutions, we use a proven Factual Dispute Process that focuses on verifying and validating information at its core. This method is not only fully legal—it’s more strategic and produces longer-lasting results.

We’ve built our reputation on:

 ✅ Unlimited disputes per round to credit bureaus and creditors *certain restriction apply

 ✅ Monthly progress tracking through your secure client portal                                           

 ✅ Real-time credit monitoring tools with fraud protection and identity theft alerts        

 ✅ One-on-one guidance to help you understand what’s hurting your score—and how to fix it

 ✅ Personalized education so you can maintain strong credit long after our work is done

🌱 Why We Do It

We know that good credit opens doors—to homeownership, business opportunities, lower interest rates, and peace of mind. But for us, credit repair is more than just improving a number. It’s about restoring dignity, building confidence, and helping people create a legacy they can be proud of.

When you partner with Legacy Credit Solutions, you’re not just getting a service—you’re gaining a team of experts who truly care. We bring time-tested experience, legal compliance, and personal support to every case we handle.

Because it’s never too late to make a change—and we’re here to help you make it last.

Our Testimonials