Your Path to Stronger Credit Starts Here…

We help you understand exactly what’s impacting your credit score—and what steps you can take to fix it.

Don’t wait… improve the quality of your credit report.

 Legacy Credit Solutions is here to help. We help you get the job done.

Our Services

Unlock your financial potential with our credit repair services.

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Complete Satisfaction Guarantee

 

We understand your concerns—“Is this credit repair service credible and legal?” The answer is a resounding yes. Our services are fully compliant with both the Credit Repair Organizations Act (CROA) and the Telemarketing Sales Rule (TSR), which are designed to protect consumers just like you.

We never charge for work that hasn’t been completed, and we back our services with a satisfaction guarantee that sets us apart. If for any reason you choose to cancel, you’re entitled to a full refund of any payments made within the last 30–45 days—no questions asked. We believe in earning your trust by doing things the right, legal, and ethical way from day one.

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SmartCredit Credit Monitoring

 

 Gone are the days of relying solely on consumer reports from the credit bureaus. Today, top-performing credit repair organizations leverage advanced credit monitoring services to stay proactive—updating your credit repair progress monthly. These services don’t just track your score—they also provide identity theft alerts, a score tracker, money management tools, and up to $1 million in fraud protection. It’s a powerful value that makes the monthly investment well worth it.

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Proven Credit Repair That Works

 

The truth is, credible credit repair companies should never make promises based on the length of service or the number of results. While future outcomes can’t be guaranteed, we can share historical data based on past client experiences. On average, clients who remained enrolled in our credit repair service for at least four months saw their credit scores improve by approximately 120 points.

 

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Client Credit Repair Portal Access

Our Credit Repair CRM provides all of our clients with a client web portal they can login to, communicate back and forth with us, securely upload sensitive documents to us, monitor their credit repair and credit score results per credit reporting agency over time, approve a dispute plan, and even refer friends and family members to us. How cool is that!

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Our Factual Dispute Process

 

 

Did you know that 1 in 5 credit reports contain errors? A study commissioned by the Federal Trade Commission (FTC) found that over 20% of consumers have inaccuracies on their credit reports—mistakes that can unfairly lower your score and impact your financial future.

Many credit repair companies use generic disputes like “this account is not mine” or “this has been paid.” While legal, these one-size-fits-all approaches often deliver limited results.

At Legacy Credit Solutions, we do things differently. Our Factual Dispute Process is designed to challenge questionable items by verifying and validating the actual information—ensuring that every claim we make is based on fact, not assumption. This method is fully compliant with federal laws and has been proven to deliver more effective, lasting results.

We don’t just dispute. We correct—with purpose, precision, and transparency.

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Consultancy And Support

We primarily provide consultancy services for all our clients. This is absolutely necessary for them to achieve their goals and with that, we help educate our clientele for better awareness in key aspects of how it all works.

Dispute Solutions

We promise to work tirelessly to repair and improve your credit, giving you the financial freedom and security you deserve.

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What Can Be Disputed?

All erroneous or unverifiable information will be disputed, ensuring that the information on your Credit report is correct and up-to-date. We use a technical factual dispute method to dispute to Transunion, Experian, Equifax, creditors, and or regulatory agencies.

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Will The Changes Affect My Credit Score?

Of Course! as a result of you correcting some of the incorrect or outdated information in your credit report you will start to see how your score will change.

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Can We Help You?

Absolutely! Just click on the Get Started Today button, fill in your contact information, and submit the form and you are on your way to improving your Credit.

Our Testimonials

What our clients say about us?

“Initially, I had reservations about doing this. I got in touch with Legacy Credit Solutions, and to my surprise, they looked at my credit report and found that it wasn’t as bad as I thought it would be. Legacy Credit Solutions gave me some credit advice in a credit audit, and I gave them the information they needed to help me correct my credit. Surprisingly, they helped me increase my credit score! They’re the best; I always recommend them to everyone I talk to!”

V. Bowler

Washington, Maryland

“After years of bad and delinquent credit, I hired Legacy Credit Solutions. I can say that after six months, I saw my credit scores go from below 500 to above 600. Legacy Credit Solutions were very professional, hardworking, diligent, and transparent. As they worked on my credit, I was able to track my credit throughout the process through their client portal. Many credit repair agencies want substantial down payments and high monthly installments, Legacy Credit Solutions was reasonablly priced. Thanks, Legacy Credit Solutions, for getting me where I need to be! If you want to get your credit history back on track, call Legacy Credit Solutions!”

A. R. Collins, SR.

Puetro Rico

“I am delighted with the results from Legacy Credit Solutions! The increase in my credit scores far exceeded my expectations! It was a pleasure working with them. They are professional and knowledgeable and provide excellent customer service throughout the process. Working on your credit is sensitive, but they handle your business with utmost confidentiality and discretion. You owe it to yourself and your financial future to enlist the services of Legacy Credit Solutions.”

Victor

Puerto Rico

Consumer Credit Files According to CFPB

Consumers have Errors Reports

Average Derogatory Items per Consumer

Avg Credit Score According to FICO

Average score increase in 1st 6-months of our service

Look no further! Get started today!

Drop us a line anytime, and one of our customer service reps will respond to you as soon as possible.

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